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XOXO, ROKETA

1201 W Peachtree St NW

Ste 2300

Atlanta, GA 30309

By Appointment Only

Contact

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Roketa Johnson
  • What area do you service for Notary?
    Our Mobile Notary services are available in Metro Atlanta and surrounding areas.
  • How Can I Begin Building Business Credit?
    Establishing and managing business credit can help your company secure financing when you need it and with better terms. It can also help you negotiate supply agreements and protect against business identity theft. One of the first steps you’ll want to take is to register for a Dun & Bradstreet number, or DUNS number. A DUNS number is a unique nine-digit identification number for each physical location of your business.
  • How long does the business credit building process take?
    You will receive a user name and password via email to use when accessing your business credit building system. It takes approximately 60-180 days to build a favorable profile with all three major business credit reporting agencies. With our step-by-step system what normally takes years to accomplish you can do in a matter of months. With strong business credit scores you can obtain 10 to 100 time’s greater credit capacity compared to relying on personal credit alone.
  • Can I obtain business credit without supplying a personal guarantee?
    Yes, our database lists unsecured lines of credit you can obtain with no personal guarantor which in most cases will be in the form of vendor credit such as fleet cards, office supply cards, gas cards, etc. Unsecured business cash lines of credit in the form of business credit cards require a personal guarantor but the high limit cards we issue only report to the business credit agencies.
  • Do I need a business entity to build business credit?
    It is ideal to build business credit with an LLC or Corporation (S or C Corp). Creditors, lenders, trade suppliers, etc. prefer to see an actual business entity. Furthermore, your personal and business credit can never truly be separated if you operate as a sole proprietorship or partnership – everything you do remains “personal” with those structures. True personal and business credit separation along with liability protection can only occur with a separate legal entity such as a corporation or LLC.
  • What type of vendors and retail credit sources will be available once I have access?
    Our database contains numerous vendors and retailers that will offer lines or credit to all our members whether they are a start-up or existing business. Most importantly we provide the guidelines for getting approved and disclose which business credit reporting agency each vendor and retailer reports to. Some of the types of vendors we list are office suppliers, packaging and shipping, graphic and logo design, web design, computers and electronics, printing and promotional, marketing and advertising, business services, etc.
  • Does time in business affect my business credit profile?
    Your time in business does not impact your business credit profile. However, if your business is less than 2 years old it can make it difficult to get a small business loan. A strong business credit profile shows a history of your company’s ability to use credit and manage debt responsibly.
  • Can I get business credit even if I have bad personal credit?
    Absolutely! We know that one of the main reasons you are building business credit is to get away from having all of the business financing tied personally to you as a business owner. By building strong business credit scores you will be able to secure vendor lines of credit and many other types of business financing using only your business credit. However, beyond that, there is still more to the equation that many business credit building services don’t want to talk about. In the business world, an owner’s personal credit scores can make the difference. That is why we have a personal credit restoration service built right within the system. The fact is in the current lending and credit markets, banks and conventional business lenders are looking at both personal and business credit.
  • Does SBA offer a free certification process?
    Yes. Firms can submit applications under SBA’s new, FREE online certification process for initial processing. All WOSB Federal Contracting Program participants will be required to create a new account and upload all necessary documents to demonstrate their eligibility in order to compete for WOSB Federal Contracting Program set-aside and sole-source contracts. On October 15, 2020, SBA began issuing decisions on certification. See the below “Application Process” section on what to expect after submitting your application.
  • How will a well-designed website help my business?
    A well-designed website will increase user experience, which is very essential to get more conversions. When you build your website with a well-structured design, your customers and visitors would feel aesthetically pleasing about the website and would drag in more and more potential customers. The very first step for your success is to make your visitors and customers appealing, and that is possible only by delivering a well-designed website.

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